North Carolina ( NC ) Health Insurance - Group And Individual Quote

Long Term Disability

HealthQuotes wants you to be informed about long term disability. The following information is designed to help you make wise decisions about long term disability coverage. You may request a quote by using our online interactive form on this page or email your questions to HealthQuotes.

Questions to ask about Long Term Disability at work...

Do I have long term disability coverage?

When would my benefits begin?

How long would I get a check?

How much would I get?

Is the benefit taxable income?

Do I have a cost of living rider on my plan?

Will it pay for my bonuses?

Risk of having at least one long-term disability, lasting three months or more, before reaching age 65
Age	Chance
25	44%
35	41%
45	36%
55	27%

If the disability has lasted one year, what is the probability of long term disability?
Age	25	35	45	55
1 more year	67%	76%	79%	81%
2 more years	57%	67%	72%	73%
3 more years	47%	57%	62%	62%

Chance of permanent disability if disability has lasted three months.
Age	Lifetime Disability
25	25%
35	28%
45	33%
55	49%

Source: CIDB Disability Tables

Request Quote for Long Term Disability coverage

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JOB INFORMATION

Occupation/Duty:			Gross Income:
Bonuses:			Commissions:
Number of years in current occupation:
Is group disability coverage available where you work?

Do you enjoy good health?
Heart trouble?
Cancer?
High Blood Pressure?
Currently Pregnant?
Diabetes?
A yes answer does NOT disqualify you . If you responded "yes" to any of these pre-existing health conditions please explain;
Do you smoke?
I used to smoke, but have not had a cigarette in